With Buckeye State voters approving Issue 3,Guest Posting which prohibits government from forcing them to buy Ohio health insurance, Ohioans seem to have spoken out against a government-knows-best set of directives. Many objections have been raised against Obamacare from different quarters, and one of the most important is about the effect it will have on raising health insurance Ohio premiums for individuals and families. Obamacare has many restrictions and expensive mandates that will push up health care costs, causing premiums to rise. In fact, the effect on premiums is already evident. The Employer Health Benefits Survey by the Kaiser Family Foundation reported that health insurance Ohio premiums rose by 9 percent in 2011, raising the average rate for a family to $15,073.
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This is in addition to the increases of 5% in 2009 and 3% in 2010. The Kaiser study predicts that premiums will hit a high of $32,175 by 2021.A report conducted by Milliman Inc. forecasted that individual premiums in Ohio could rise by 55 to 85 percent in 2014, excluding any costs caused by medical inflation. Further, based on their current state of health, some individuals are expected to experience a 90 to 130 percent increase in their health insurance Ohio premiums while others may see decreases. The major factors that are expected to drive health care spending and premium increase under Obamacare are:• Preventive care services: The health care law requires insurers to offer coverage of certain preventive services at no cost. This will increase the use of healthcare services, thereby raising the cost of health care.• Minimum benefits package: Obamacare directs insurance companies to offer a minimum or essential package of benefits. In some cases, the new law also prevents insurers from fixing limits on the amount of services individuals can use. The effect of both these mandates will be to ra